
A Business Line of Credit gives you the financial freedom to draw funds when needed, up to your approved limit. It’s perfect for businesses that want to maintain steady cash flow, handle unexpected costs, or jump on new opportunities — without applying for new loans each time.
Draw from your line anytime — pay only for what you use, then reuse it as you repay.
Get approved and funded in as little as 24 hours with minimal documentation required.
No hidden fees, no surprises — just honest, upfront terms you can trust.
Whether you're a retail shop stocking up for the holidays, a contractor covering materials, or a service business bridging payroll gaps — a line of credit keeps you ready for anything.
Cover inventory purchases, seasonal demand, and marketing expenses without cash flow stress.
Buy materials upfront and manage project timelines with ease — no waiting on invoices.
Manage cash gaps between billing cycles or fund growth initiatives for your clients.
Understanding the difference helps you make the right decision for your business.
| Feature | Business Line of Credit | Traditional Term Loan |
|---|---|---|
| Access to Funds | Ongoing – draw as needed | One-time lump sum |
| Interest Charges | Only on amount used | On full loan balance |
| Repayment Flexibility | Revolving – reuse as you repay | Fixed schedule and end date |
| Best For | Managing cash flow & short-term needs | Large one-time investments |
A Business Line of Credit with Go Titan Cap is more than funding — it’s flexibility, trust, and partnership built for your success.
Apply Now“Go Titan Cap helped us secure a line of credit just in time for our busy season. The process was quick, transparent, and stress-free.”
— Sarah L.
Retail Store Owner
“We finally have financial flexibility. Titan’s line of credit gave us the freedom to take on new projects without worrying about cash flow.”
— James R.
Construction Contractor
“The team at Go Titan Cap is fantastic! They explained every step clearly and delivered on everything they promised — and fast!”
— Melissa T.
Marketing Agency Owner
A line of credit allows ongoing access to funds, letting you borrow as needed up to a set limit. A term loan provides one lump sum upfront with fixed payments.
Once approved, funds are typically available within 24 hours. Go Titan Cap makes the process seamless and efficient from start to finish.
No — applying with Go Titan Cap involves only a soft inquiry, which won’t impact your personal or business credit score.
Funding amounts vary depending on your business performance. Many Titan clients qualify for lines between $20,000 and $250,000+ within their first application.
Join thousands of businesses that rely on Go Titan Cap for flexible, transparent financing. Apply in minutes and get the credit your business deserves.
Apply Now
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Go Titan Cap is a business funding consultancy and not a direct lender. All funding is subject to credit approval and underwriting guidelines.